1. Research Neighborhoods: Explore different neighborhoods in San Francisco to find areas that offer more affordable housing options. Consider neighborhoods that are slightly further from the city center, as they may have lower rental or housing prices.

2. Use Online Resources: Utilize websites and apps dedicated to real estate and housing in San Francisco, such as Zillow, Trulia, or Craigslist. These platforms often have filters that allow you to search for affordable housing options within your budget.

3. Consider Roommates or Co-living Spaces: Sharing a rental with roommates or opting for co-living spaces can significantly reduce housing costs in San Francisco's competitive market.

4. Look for Affordable Housing Programs: Research and inquire about affordable housing programs offered by the city of San Francisco or non-profit organizations. These programs may provide subsidies or assistance for qualifying individuals or families.

5. Be Flexible with Housing Preferences: Consider being flexible with your housing preferences, such as the size of the apartment or specific amenities, in order to find more affordable options in the competitive market.

6. Network and Seek Referrals: Reach out to friends, colleagues, or local community groups to seek referrals for affordable housing opportunities. Word-of-mouth recommendations can sometimes lead to hidden gems in the market.

7. Attend Housing Fairs and Workshops: Keep an eye out for housing fairs, workshops, or seminars in San Francisco that provide information and resources for finding affordable housing. These events may also connect you with housing professionals and experts.

By following these tips and being proactive in your search, you can increase your chances of finding affordable housing in San Francisco's competitive market.