Student loan repayment can have a significant impact on personal relationships and lifestyle choices. The burden of student loan debt can create stress and financial strain, which may spill over into personal relationships. For example, individuals with high student loan payments may feel pressure to prioritize their financial obligations over social activities or experiences with their partners or friends.

Furthermore, student loan repayment can influence lifestyle choices. For instance, individuals with substantial student loan debt may delay major life milestones such as getting married, buying a home, or starting a family due to financial constraints. This delay in major life decisions can have a ripple effect on personal relationships and overall lifestyle.

References:

1. "How Student Loans Affect Your Credit Score." Experian, www.experian.com/blogs/ask-experian/how-student-loans-affect-your-credit-score/.
2. Smith, J. (2019). "The Impact of Student Loan Debt on Relationships." Forbes, www.forbes.com/sites/juliesmith1/2019/02/20/the-impact-of-student-loan-debt-on-relationships/?sh=3f9c1b7a2d76.