When receiving a windfall, it can be tempting to splurge on extravagant purchases. However, it's important to resist this urge and make practical decisions to ensure long-term financial security. Here are some tips to resist the urge to splurge:

1. Create a Plan: Develop a clear plan for how you will use the windfall. This could include paying off debt, investing for the future, or setting aside a portion for discretionary spending.
2. Seek Professional Advice: Consider consulting with a financial advisor who can provide guidance on how to best utilize the windfall for your specific financial goals.
3. Set Limits: Establish limits on how much of the windfall you are willing to spend on non-essential items. For example, you might decide to allocate 10% for discretionary spending and invest the rest.
4. Delay Gratification: Rather than making impulsive purchases, consider delaying gratification by waiting a certain period of time before making any significant expenditures. This can help prevent impulse buying.
5. Focus on Long-Term Goals: Keep your long-term financial goals in mind and prioritize using the windfall to support those objectives, whether it's saving for retirement, purchasing a home, or funding education.

By following these practical tips, windfall recipients can resist the urge to splurge and make responsible financial decisions that will benefit them in the long run.