This image describes the "12 Laws of Karma" as follows:

1. **The Great Law**:

  - Whatever we put into the universe will come back to us.

2. **The Law of Creation**:

  - Life does not happen by itself, we need to make it happen.

3. **The Law of Humility**:

  - One must accept something in order to change it.

4. **The Law of Growth**:

  - When we change ourselves, our lives change too.

5. **The Law of Responsibility**:

  - We must take responsibility for what is in our lives.

6. **The Law of Connection**:

  - The past, present, and future are all connected.

7. **The Law of Focus**:

  - We cannot think of two different things at the same time.

8. **The Law of Giving and Hospitality**:

  - Our behavior should match our thoughts and actions.

9. **The Law of Here and Now**:

  - We cannot be present if we are looking backward.

10. **The Law of Change**:

  - History repeats itself until we learn from it and change our path.

11. **The Law of Patience and Reward**:

  - The most valuable rewards require persistence.

12. **The Law of Significance and Inspiration**:

  - Rewards are a result of the energy and effort we put into it.