The story revolves around a young woman caught between her family's financial interests and her personal desires. Her mother insists she marry an older, wealthy man, Mr. Murphy, despite her already having a boyfriend, whom the mother dismisses as a "loser in a $20 suit." The woman resists, stating that she's in love with her boyfriend, but her mother is adamant, focusing on the family's need for money. The tension escalates when the woman's boyfriend accuses Mr. Murphy of stealing his phone in a public confrontation. Eventually, it's revealed that the boyfriend's accusations are part of an attempt to protect the woman from the forced marriage, but her family's priorities complicate the situation further.

The story explores themes of love, family obligation, wealth, and individual freedom.