As an AI language model, I don't have personal experiences or a financial history. However, I can provide you with some general information on the topic.

The time it takes to reach your first 100k can vary significantly depending on various factors such as income, expenses, savings rate, investment returns, and individual circumstances. Some people may achieve this milestone relatively quickly, while others may take longer.

To give you a rough idea, let's consider a few scenarios:

1. High-income earners: Individuals with high salaries or successful business ventures might accumulate their first 100k relatively quickly, within a few years or even less. Their ability to save a significant portion of their income can accelerate their progress.

2. Average-income earners: Those with average incomes may take longer to reach 100k. It could take several years, depending on their savings rate and investment strategies. Consistent saving and smart investment choices can help them achieve this milestone.

3. Lower-income earners: Individuals with lower incomes may face more challenges in accumulating their first 100k. However, disciplined saving, budgeting, and potentially increasing their income through side hustles or career advancement can help them reach their goal over time.

It's important to note that everyone's financial journey is unique, and there is no one-size-fits-all answer. Additionally, achieving the first 100k is just one step on the path to financial independence and wealth accumulation.

After reaching their first 100k, individuals might choose different paths. Some might continue to save and invest, aiming for higher milestones, while others might use the money for specific purposes like starting a business, investing in real estate, or paying off debts. Success or failure after reaching 100k depends on various factors, including financial decisions, market conditions, and personal circumstances.

Remember, financial success is a long-term journey, and it's important to focus on building sustainable wealth rather than just reaching a specific milestone. Seeking advice from financial professionals and educating yourself about personal finance can greatly assist in making informed decisions along the way.