It sounds like you’re in a very complex situation, balancing both your heart’s feelings and logical concerns. Here’s some advice to help you navigate this decision:

1. Trust Your Intuition but Be Realistic:

• It’s natural to feel emotionally attached to your first relationship, but it’s also essential to listen to your doubts. Your concerns about his finances, intentions, and your future together are valid. While love is important, it’s also vital to ensure compatibility in life goals, financial stability, and emotional maturity. Reflect deeply on whether you feel you can fully trust him long-term and whether your future together aligns with your needs.

1. Have an Honest Conversation:

• It’s crucial to address your concerns openly with your boyfriend. Your worries about finances, his intentions, and the predictions from fortune-tellers should be discussed openly. Let him know what you expect from a partner, especially regarding financial responsibility, and how his lack of savings makes you feel. His response and willingness to work on these issues may be a key factor in your decision.

1. Consider the Cultural and Family Pressures:

• While your parents’ concerns are coming from a place of care, it's important to separate their fears from your own judgment. Sometimes, family opinions can be influenced by cultural expectations or personal biases. However, their concerns about his intentions and finances seem valid, so weigh them against your own feelings. Also, consider whether your parents’ doubts stem from a lack of understanding about your relationship or if they’re seeing something you might be missing.

1. Think About Long-Term Compatibility:

• Marrying someone means committing to building a future together. Consider whether you see your boyfriend as a long-term partner, both emotionally and financially. If you envision having a stable and fulfilling life together, then you should feel comfortable with his ability to contribute to that stability. If you feel that you might be taking on a significant burden in the relationship, it’s important to be honest with yourself.

1. Address Financial Concerns:

• A clear financial plan for your future is essential, especially if you’re considering opening a business together. Discuss the realistic steps you can both take to save, plan, and contribute to building your future. If he expects you to be the primary financial support, you need to understand whether this arrangement works for you long-term.

1. Consider Professional Guidance:

• It might help to seek professional counseling, both individually and as a couple, to help clarify your thoughts and address any unresolved doubts. A therapist can help you explore your fears and navigate the complex emotions surrounding this decision.

1. Take Your Time:

• While you’re under a time crunch, don’t feel pressured to rush into a decision. If you need more time to reflect, discuss, and consider, it’s okay to slow down the process. Marriage is a big commitment, and it’s important that you feel confident in your decision.

Ultimately, trust yourself and listen to both your heart and your head. It’s a balancing act, but the most important thing is to ensure you’re making a decision that aligns with your values, goals, and vision for the future.