Getting enough money for start-ups can be a challenge for normal working people, but it is not impossible. Here are several strategies that can help individuals secure funding for their start-ups:

1. Personal Savings: One of the most common ways to fund a start-up is by using personal savings. Normal working people can allocate a portion of their income towards savings and gradually build up a fund for their start-up. This approach requires discipline and long-term planning.

2. Bootstrapping: Bootstrapping refers to starting a business with minimal external funding and relying on personal resources and revenue generated by the business to grow. This approach often involves cutting costs, utilizing existing skills, and being resourceful. For example, an individual with programming skills can develop a software product without hiring additional developers or outsourcing.

3. Friends and Family: Many start-ups initially seek financial support from friends and family members who believe in their vision. This can be in the form of a loan, investment, or gift. However, it is crucial to approach this option with caution and maintain clear communication and expectations to avoid potential conflicts.

4. Crowdfunding: Crowdfunding platforms like Kickstarter, Indiegogo, or GoFundMe allow individuals to raise funds for their start-ups by appealing to a large number of people for small contributions. This approach requires creating a compelling campaign and offering rewards or incentives to attract backers. An excellent example is the Pebble smartwatch, which raised over $10 million on Kickstarter.

5. Small Business Loans: Normal working people can explore obtaining small business loans from banks, credit unions, or online lenders. These loans often require a solid business plan, collateral, and a good credit score. The U.S. Small Business Administration (SBA) also offers various loan programs to support small businesses.

6. Angel Investors: Angel investors are individuals who provide capital to start-ups in exchange for equity or convertible debt. They often have experience in the industry and can offer guidance and connections along with funding. Platforms like AngelList or local angel investor networks can help connect start-ups with potential investors.

7. Government Grants and Programs: Governments, both at the national and local levels, may offer grants, subsidies, or programs to support small businesses and start-ups. Researching and applying for such opportunities can provide financial assistance. For instance, the Small Business Innovation Research (SBIR) program in the United States offers grants to small businesses engaged in research and development.

8. Incubators and Accelerators: Joining an incubator or accelerator program can provide start-ups with funding, mentorship, networking opportunities, and access to resources. These programs are designed to help early-stage companies grow and succeed. Some popular examples include Y Combinator, Techstars, and 500 Startups.

It is important to note that securing funding for start-ups requires a combination of persistence, a compelling business idea, and a well-thought-out plan. Entrepreneurs should thoroughly research and explore various funding options to find the ones that best suit their needs and circumstances. Consulting with professionals, attending start-up events, and building a strong network can also be valuable in accessing funding opportunities.