When it comes to golf handicaps, both Kenya and the USA have different maximum limits.

In Kenya, the maximum golf handicap is 36 for men and 45 for women. This means that a male golfer cannot have a handicap higher than 36, and a female golfer cannot have a handicap higher than 45.

On the other hand, in the USA, the maximum golf handicap is 36.4 for men and 40.4 for women. This means that a male golfer cannot have a handicap higher than 36.4, and a female golfer cannot have a handicap higher than 40.4.

These maximum handicap limits are set by the respective golf associations in each country. The Kenya Golf Union (KGU) sets the maximum handicaps for golfers in Kenya, while the United States Golf Association (USGA) sets the maximum handicaps for golfers in the USA.

It's important to note that these maximum handicaps are designed to ensure fair competition and to provide a consistent measure of a golfer's skill level. Golfers with higher handicaps are given more strokes to even the playing field when competing against golfers with lower handicaps.

References:

1. Kenya Golf Union (KGU)
2. United States Golf Association (USGA)

I hope this information helps! Let me know if you have any other questions.