1. Identification documents:

• Valid government-issued photo ID, such as a driver's license or passport
• Social Security card or Individual Taxpayer Identification Number (ITIN)

1. Proof of income:

• Pay stubs from the past few months
• W-2 forms or 1099 statements for the past two years
• Income tax returns for the past two years

1. Employment verification:

• Letter from your employer stating your position, salary, and length of employment
• Contact information for your employer's HR department

1. Proof of assets:

• Bank statements for the past few months
• Investment account statements
• Retirement account statements

1. Credit information:

• Credit report from a major credit bureau
• Explanation of any negative items on your credit report

1. Property information:

• Copy of the purchase agreement
• Property appraisal
• Homeowners insurance information

1. Other documents:

• Divorce decree or separation agreement (if applicable)
• Bankruptcy or foreclosure documentation (if applicable)

It's important to note that the specific documents required may vary depending on your lender and individual circumstances. It's always a good idea to consult with your mortgage lender or broker to get a comprehensive list of documents needed for your specific situation.

For more information, you can refer to the following resources:

• Consumer Financial Protection Bureau - Ability-to-Repay and Qualified Mortgage Standards
• Federal Trade Commission - Mortgage Shopping Worksheet
• Fannie Mae - Selling Guide: Documentation Requirements