Missing a mortgage payment due to unforeseen circumstances in Boston can have several potential consequences:

1. Late fees and penalties: When you miss a mortgage payment, your lender may charge you late fees and penalties. These charges can vary depending on your mortgage agreement, but they can add up quickly and increase the overall cost of your mortgage.
2. Negative impact on credit score: Failing to make mortgage payments can significantly harm your credit score. Late payments can stay on your credit report for up to seven years, making it harder for you to qualify for future loans or obtain favorable interest rates.
3. Foreclosure: If you continue to miss mortgage payments, your lender may initiate foreclosure proceedings. Foreclosure is a legal process through which the lender takes possession of your property to recover the outstanding debt. In Massachusetts, the foreclosure process typically involves court action and can result in the loss of your home.
4. Damage to your financial reputation: Failing to meet your mortgage obligations can damage your financial reputation. This can make it challenging to secure future loans, rent an apartment, or even find employment, as some employers may check credit histories during the hiring process.
5. Additional legal and administrative costs: If foreclosure becomes unavoidable, you may be responsible for additional legal and administrative costs associated with the process. These expenses can further strain your financial situation.

It's important to note that the exact consequences may vary depending on the specific circumstances and the terms of your mortgage agreement. If you find yourself in a situation where you are unable to make a mortgage payment, it is crucial to communicate with your lender as soon as possible. They may be able to offer alternative payment arrangements or assistance programs to help you navigate the situation.

For more information on the consequences of missing mortgage payments in Boston, you can refer to resources such as the Massachusetts Attorney General's Consumer Guide to Mortgage Foreclosure and consult with a local housing counselor or an attorney specializing in foreclosure prevention.