An attorney plays a crucial role in the mortgage closing process for Boston properties. Their primary responsibility is to ensure that all legal aspects of the transaction are handled properly and that the interests of the buyer, seller, and lender are protected.

Here are some specific tasks an attorney typically handles during the mortgage closing process:

1. Reviewing and preparing documents: The attorney will carefully review all the legal documents related to the mortgage, including the purchase and sale agreement, title documents, loan documents, and any other relevant contracts. They will also prepare necessary legal documents, such as the deed and mortgage.
2. Conducting a title search: The attorney will perform a thorough title search to ensure that the property has a clear title and there are no liens, encumbrances, or other issues that could affect the buyer's ownership rights.
3. Negotiating and resolving issues: If any issues arise during the closing process, such as disputes over repairs or outstanding taxes, the attorney will negotiate on behalf of their client and work towards resolving them in a fair and legal manner.
4. Explaining legal terms and implications: The attorney will guide the buyer through the legal jargon and complex terms in the mortgage documents, ensuring that they fully understand their rights, obligations, and any potential risks involved.
5. Attending the closing: The attorney will be present during the closing to represent the buyer's interests. They will review all the final documents, ensure that everything is in order, and address any last-minute concerns or questions.

While hiring an attorney is not legally required for a mortgage closing in Boston, it is highly recommended. The attorney's expertise can help prevent potential legal issues, provide valuable advice, and ensure a smooth and legally sound transaction. They can also protect your rights and interests in case of any unforeseen complications.

It's important to note that this answer is based on general information and practices. Real estate laws and regulations may vary, so it's always advisable to consult with a qualified attorney who specializes in real estate law in the specific jurisdiction, such as Boston, for accurate and personalized advice.

References:

• Massachusetts Home Buying Guide - Mass.gov
• Buying a House in Massachusetts - Nolo.com